B2B payment portal
Tired of chasing invoices, fixing errors, and dealing with payment delays? KUMOsphere takes the headache out of B2B payments in SAP. Give your finance team and your customers a seamless, self-service payment portal that works in real-time – no workarounds, no manual effort, no delays. Since KUMOsphere runs entirely within SAP BTP, there’s nothing to install, no middleware needed, and zero extra maintenance. Just seamless payments, right where you need them.
→ Smooth payments. Faster cash flow. Happy customers.
What Makes KUMOsphere Different?
Forget clunky third-party solutions and complicated integrations. KUMOsphere is built directly into SAP S/4HANA, meaning:
01
100% SAP-Native – No Middleware, No Syncing Issues
Unlike other B2B payment solutions that require data replication, external APIs, or third-party middleware, KUMOsphere is built directly on SAP Business Technology Platform (BTP). That means no extra infrastructure, no security risks from external integrations, and no delays due to data syncing issues. Your financial transactions remain secure, real-time, and fully aligned with SAP S/4HANA—always.
02
A Payment Portal Your Customers Will Actually Use
Tired of handling endless customer requests for invoice copies, payment statuses, or dispute clarifications? KUMOsphere puts all of this into one intuitive, self-service portal. Customers can: ✔ View their open invoices at any time ✔ Pay directly via credit card, SEPA, ACH, Stripe, and more ✔ Track disputes and handle credit notes—all without contacting your finance team A smoother experience for them means fewer manual tasks for you. Win-win.
03
Built-in Dispute Management – No More Back-and-Forth Emails
Disputes are a major time drain for finance teams. With KUMOsphere, customers can initiate and track disputes directly in the portal. Everything is integrated with SAP Dispute Management, so your team can resolve issues efficiently—without endless email chains or missing documentation.
04
Enterprise-Grade Security & Compliance
Handling financial data means security and compliance must be top priorities. With KUMOsphere, you get: ✔ End-to-end encryption – No financial data is stored locally. ✔ Role-based access control – Users only see what they need to. ✔ No SAP backend exposure – Customers interact only with the portal, keeping your internal systems secure. Since everything runs within SAP BTP, compliance with SAP security standards is guaranteed—no external risks, no additional audits needed.
05
Customizable UI – Match Your Corporate Branding
No two businesses are the same, so why should your payment portal look generic? KUMOsphere is fully customizable to match your company’s branding and seamlessly integrate into your existing IT landscape. The result? A professional, user-friendly experience that feels like an extension of your own services.
We support credit cards, SEPA, ACH, Stripe, and more, depending on your country.
Nope! You can use your existing SSO login—no extra passwords to remember.
Absolutely! The portal works smoothly on desktops, tablets, and smartphones.
Yes! You can apply credit memos to balance your invoices, but no refunds—only invoice offsets.
Of course! The portal shows your total amount due in real-time as you select invoices for payment.
Yep, you can adjust the amount, and if there’s an issue, you can raise a dispute directly in the portal.
Some payment options may include a surcharge based on local regulations. The portal will always show this upfront so you can choose the best method.
Yes! You can view, download, or print invoices anytime in PDF or Excel format.
You can filter and search transactions by date, so you’ll always know what’s been paid.
Yep! You can update your contact info, billing address, and payment methods easily.
Absolutely! We use SAP BTP security, encryption, and fraud detection to keep your data safe.
Yes! You can flag and track disputes in real time—no need for endless email chains.